Why Insure with Enthusiast?

The people who own, manage and work for Enthusiast Underwriting have all spent many years in the specialised vehicle insurance market.

Special vehicle insurance

When you call an Enthusiast Underwriting office you will talk with someone who knows and understands why you choose to drive a special vehicle and why you want it properly protected against a range of perils.

Senior staff at Enthusiast have also been closely involved for the majority of their lives with the kinds of cars you own and love.

Among our management team are people who have built, restored and even raced a wide range of vehicles, worked as automotive industry valuers, judged at major car shows, organised motoring events and written about an extensive range of models in motoring and car-club magazines.

Our aim at Enthusiast is to assess your insurance needs and tailor a policy to meet them.

Our list of ‘acceptable’ vehicles isn’t confined to the mainstream. We maintain a register of over 3000 individual models, with indicative values that are updated based on market movements every six months. Even if you come up with something we haven’t previously encountered, we’re happy to research and add it to our database.

Modified cars insurance

Modified cars don’t scare us at all. Providing the changes made to a car comply with registration requirements and you can provide engineering approvals for modifications that require them, we are happy to consider it for cover.

Enthusiast wants to build relationships with clients of all ages. If you’re young and take a responsible attitude to driving and maintaining your special vehicle Enthusiast will do its best to design a policy that will deliver the cover you need at a sensible cost.

Theft is a major problem with older vehicles. They have fewer in-built security features than modern models and owners who install a quality anti-theft device will be rewarded with lower premiums.

In some cases, a self-arming engine immobiliser or even monitored tracking device will be mandatory before we can offer theft cover. However, the cost of the equipment will quickly be recouped via the premium savings it will generate.

Should you need to claim on your Enthusiast policy, we are there to help.

Just call and let us know what’s happened, down-load and complete a claim form, get a repair quote and let us know where the vehicle can be inspected. The process is that simple.

A final word here about our Underwriters; Assetinsure Pty Limited.

Assetinsure is one of Australia’s most progressive insurers, with backing from some of the world’s largest and strongest reinsurance companies. Based in Sydney, Assetinsure is a specialised insurer with interests in Heavy Motor Vehicle, Aviation, Business Risk and Professional Indemnity insurances. Enthusiast is proud to have been invited to join the Assetinsure ‘family’.