Enthusiast Motor Insurance

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Frequently Asked Questions

You’ve got questions. Fire away, we love talking about all kinds of vehicles. But first these are questions we get all the time. For more information, please refer to our PDS.

How does a nominated driver policy work?
We know you trust the people you let drive your vehicles. That’s why our Declared Driver policy only covers the approved people who’ll get behind the wheel. It gives you a greater peace of mind and a better price.
Will we insure a modified vehicle?
Enthusiasts make everything better. So we make sure modified vehicles still get the coverage they deserve. To be covered, simply disclose all the modifications you’ve made. If they meet Australian Design Rules (ADRs) and/or the Australian Vehicle Standards Rules (AVSR) of your State or Territory of Australia, then we’re all good!
What are salvage rights?
If it’s a total loss, and it’s that precious to you, you don’t have to lose everything. If it’s over 30 years old, salvage rights are automatically included in your policy. If your vehicle is 15 years old or more, the choice is yours – salvage rights are optional. Check out the exact details in the Policy Disclosure Statement.
Who’ll handle my claim?
Real people, real Australian’s, real motor enthusiasts. They can handle any issues or claims claims via phone or email. They’re on-call Monday to Friday between 9am-5pm AEST. Or if you’re into DIY, download a claims form from our website and off you go.

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WE’RE GOOD FOR IT

Our underwriter, Assetinsure, is one of the best in the business. They’re one of Australia’s most progressive insurers, backing good businesses across specialist classes of business including surety, financial risk, builders warranty, and (of course) motor insurance.

Legal stuff: Enthusiast Motor Insurance (Financial Services Licence No. 396716) administers this insurance on behalf of Assetinsure Pty Limited, the insurer of this product.

Hey There!

Just a heads up, we have reduced numbers in the Enthusiast team around the festive season. We’ll be working but we won’t be taking incoming calls on Thursday the 2nd and Friday the 3rd of January, 2025.
You can leave us a note on our Contact Page or email us at:


You can also get a quote online or lodge a claim online.

Thanks for your patience! We’ll get back to you as soon as possible.

The Enthusiast Team

Hey There!

Just a heads up, we have reduced numbers in the Enthusiast team around the festive season. We’ll be working but we won’t be taking incoming calls on Monday the 23rd and Tuesday the 24th of December, 2024.
You can leave us a note on our Contact Page or email us at:


You can also get a quote online or lodge a claim online.

Thanks for your patience! We’ll get back to you as soon as possible.

The Enthusiast Team

Hey There!

Just a heads up, our Enthusiast team is out of the office on Friday the 13th of December, 2024. However, our claims services will re-open in the afternoon from 1:30pm till 5:30pm. For other urgent enquiries that can’t wait til Monday, please send us an email on motor@enthusiast.com.au and we will do our best to get back to you today.

Our sales and customer support team will be back and ready to help on Monday the 16th of December, from 8:30 AM AEST.

In the meantime, you can still get a quote online.
For all claims related questions or incidents, please visit our Claims page for general information on how to make a claim, what to do at the scene of an accident, or lodge a new claim online using our new online claim form. You can also contact our claims team on 1800 101 045 (from 1:30pm today) or email us at: claims@enthusiast.com.au.

For any other enquiry, leave a note on our Contact Page or email us at: motor@enthusiast.com.au.

Thanks for your patience! We’ll get back to you as soon as possible.
The Enthusiast Team