Policy Features

Policy Features for Motor Enthusiasts is our Story

Enthusiast Motor Insurance brings to the market a unique blend of custom car insurance and motor vehicle knowledge, exceptional service and innovative insurance products.

Quick Quote

  • Reward for Low Mileage

    It is that simple. There is less risk if the car is not on the road. We get this and provide a quote to suit.

  • Agreed Value

    We agree with you on the sum insured for your special vehicle. If it’s a rare model, modified or simply in superb condition it may be worth considerably more than a standard version. Photographs, restoration invoices and vehicle history may be required to confirm values.

  • Choice of Repairer

    Dedicated vehicle owners usually have a good idea of who is best qualified and equipped to repair their car, so we give you the option of choosing your own repairer. If they don’t want to do the job or submit an unrealistic quote, we reserve the right to request additional quotes. Work performed by a licensed repairer that has been authorised by us is covered by a ‘Lifetime Repair Guarantee’.

  • Lifetime Repair Guarantee

    To ensure that repair work on your car meets expected standards, all repairs carried out by appropriately qualified and licensed people is covered by a guarantee that remains effective for the life of your vehicle.

  • Salvage Retention

    Sometimes it just isn’t cost effective to repair a damaged vehicle. That doesn’t mean it can’t be repaired at all or that your much-loved vehicle will be sent to the crusher. If your car is 30 years old or more, or between 15 and 30 years old if you elect to include Salvage Retention as a policy option, you will be paid the Agreed Value less any excess and retain the salvage at no cost.

  • Excess-Free Glass Cover

    If your vehicle is 30 years old or more and suffers a broken windscreen, rear or side window glass it will be replaced at no cost. Excess-free glass cover is available as an option on other policies.

  • Rental Car Following Theft

    If your vehicle is insured for Regular or Business use and is stolen, the policy will pay the cost of a rental vehicle for up to 14 days and a maximum of $1500. This applies if your vehicle is driven more than 8,000km per policy period.

  • Trailer Cover

    When your car is covered through Enthusiast, any trailer it tows is automatically covered against any third party damage it may cause and for own loss or damage up to $1000. Trailers worth more than $1000 and used for private purposes including transporting your own vehicles to shows or other events can be covered separately for their replacement value on a Multi-Vehicle policy.

  • Replacement of New Vehicle

    Subject to policy conditions described in the PDS, Enthusiast will supply a vehicle of the same model and series with the same options (if available) including Government charges and 12 months registration.

  • Emergency Accommodation

    If your vehicle is damaged or stolen more than 150km from home, we will pay up to $750 for accommodation and return transport.

About

Enthusiast Motor Insurance brings to the market a unique blend of exceptional service, car insurance and motor vehicle knowledge... more

Contact Details

  • PO Box 257
    Ferny Hills QLD 4055
  • 1800 10 10 44
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