Insuring Modified Cars & What you need to know – Enthusiast
You can hear it in the voices of car owners whose attempts to complete an on-line quote have been foiled by an ominous message popping onto the screen. Usually it will read something like; ‘Vehicle Does Not Meet Underwriting Requirements, Please Contact Insurer’ and translate into ‘We Don’t Want Your Hot-Rod Here’. If the company […]
Laid Up Car Insurance For Cars That Are Not Roadworthy – Enthusiast
At Enthusiast Insurance it is common to hear from car owners wanting to insure their partially restored vehicle ‘once it’s finished’. Some are quite shocked to learn they can insure practically any vehicle, even dismantled and unpainted, so long as it’s properly stored and protected against storm or malicious damage. Enthusiast’s ‘Laid Up’ cover is […]
Insuring a Hot Rod or Street machine – Enthusiast
What do you do when older brothers or neighbours return from fighting a war in Europe and bring with them a nifty sports machine that makes your hand-me-down Model A look very old and sad? If you lived in late-1940s USA you lowered your Ford as far as the ancient chassis would allow, acquired a […]
Insuring a Tribute or Replica Car – Enthusiast
Once upon a time (back in the 1990s) it was possible to see a crowd gathered around a car that resembled a Shelby Cobra or D Type Jaguar, debating whether it could possibly be the genuine article. Given the scarcity of such exotics in Australia, scenes like this were unlikely here. In Britain, Europe and […]
Insuring an Imported (Grey Import) Car – Enthusiast
During the 1990s you couldn’t pick up a specialist motor magazine or the classifieds section of your weekend paper without being peppered by advertisements featuring Toyotas, Nissans, Mazdas and other Japanese models with quite unusual names. If you wanted a Gloria, Silvia, Soarer or Starlet somebody with an import quota would sell you one. Imported […]
Unique and Rare Cars in Australia – Enthusiast
Being a long way from anywhere turned Aussies into a resourceful bunch. We invented things that (at one time) we could sell to the world and produced cars to suit our own very specialised market. The early 20th Century saw Australia devise an often bizarre range of automotive designs, but as World War 1 ended […]
Understanding Agreed Value in Car Insurance – Enthusiast
Adding accessories to a vehicle can be a two-edged sword. If you’re the initial owner then you’ve probably got a car that is and does pretty much everything you want. However, when the time comes to sell you discover that not everyone in the market wants to pay extra for the hand-stitched leather ski-bag or […]